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Archive for November, 2019

November and Future Trip

November 19th, 2019 at 03:19 am

Hi! I feel really bad that I haven't written anything in a while. I've been saving money and spending money, still sticking with my budget.

I have developed a spreadsheet that works really well. It's based on YNAB, but I ended up divorcing YNAB for two reasons (that you couldn't carry over a negative balance and that it was expensive!). I still have buckets and every dollar has a job.

The thing I am saving for now is: college. It's not that far off (F is in 9th). So I'm putting all of our extra in there, plus $230/month from our budget.

We also have a big vacation planned for March: we are going to Ireland (to see family and friends) but stopping in Iceland for 5 days on the way back. The tickets were $1714 total for all three of us out of Denver and I had purchase eraser rewards, so in the end $1264. We have to drive to Denver. The 5 day layover in Iceland is free! I am spending a little extra because we have to buy some clothes (long underwear! Sorel-like boots) where there are gaps in our wardrobes.

So the key buy of the week were Aleader boots - they are cute, super warm and mine were $50. They look like Sorels; I can't wait to try these out this winter here in New Mexico - it's supposed to snow this Thursday, actually.

Other savings:
- I got at $10 credit for Amazon from Whole Foods
- I got a $25 gift certificate from Swagbucks
- I got a $13 Big Fat Check from Rakuten
- I bought Hannukah candles online for $4 as opposed to getting them from Whole Foods which is the only place that carries them here ($11!!!!!)
- I am knitting a cute little ball for my baby nephew for Christmas rather than buying more plastic stuff
- I am still making money teaching at a gym (and I've added running to my exercise routine - doing a 5k and also a shorter run each week; there is a nice track near our house at a local elementary school).