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2014 Resolutions - Financial and Some Others

December 31st, 2013 at 05:47 pm

The easiest resolutions were the personal ones:
- Stretch more - carried over from last year - stretch EVEN more! I did pretty well last year, but I have to remind myself that I sleep better when I stretch before bed and have a better morning when I stretch after I get up, even for just a few minutes.

- Digitize stuff - I need to digitize old family photos and also the penny postcards that my grandmother received during WWII from families of POWs (she sent them messages from the POWs, and they wrote back the most beautiful thank you messages). Also need to digitize the notes for teaching my weightlifting class and my spinning class.

- Use Chrome and Apple Mail instead of Firefox (which my husband calls my Budget Browser) and Thunderbird. I switched over to Chrome last weekend, so I'm ahead of the game!

Now the financial goals:
- Wills - Finally do our wills (I have the template forms and everything! I just need to sit down and DO IT!!)

- Retirement - $800/month to our IRAs (and find an extra $200 to put in there to be at $5000 each)

- Mortgage - $115 per month to mortgage principal

- Tuition - increase amount we pay out of our budget by $10/month so we don't dip into our tuition savings account as much. Also put $50 from the 52-week challenge per month into the tuition account. Move the tuition account to somewhere making some interest.

- Car Savings - continue putting in $150 per month.

- Clothing - based on my analysis of the ideal wardrobe (yes, and excel spreadsheet), I don't need any new clothing except a swimsuit. No clothes buying for me this year (except the swimsuit - just bought massively on sale from Landsend - hope it fits)