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Archive for March, 2019

Thinking about Banking Differently

March 19th, 2019 at 09:16 am

So it's Spring Break!! D had to go to the UK to see his parents, but there wasn't enough for all three of us to go, and F has soccer and track anyway, so she and I are having a staycation.

Try explaining that to my clients, though! I've had to do at least some work every day. Thankfully, I can do some work while F is at practice. And she is also working on a musical about the suffrage movement (no, not for school; yes, she is a super focused person), so I try to do work while she's doing that.

I still haven't finished our taxes (I probably have one more hour to finish up - grrrrr).

And I am trying to figure out a workable banking system for us. My local bank is being bought by another bank, and I am seeing some really annoying changes. I have a business online account with Barclays and personal accounts with Capital One 360. I am thinking of opening an account with HBSC because they have an opening bonus, sweep money into there to earn some interest, and then using it to move money back and forth from our personal account so we earn some interest on the money we don't need right away. Specific categories we let build up are: household repairs/projects, vacations/rewards, camp. I could sweep in a lot of money, and return it to our account as necessary so that the bricks-and-mortar bank will act only as a check-writing bank. Have any of you done this?