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Building up Reserves

February 28th, 2018 at 04:18 pm

End of February, so I am taking a look at YNAB to see how the spending went...

We are negative in the following categories:
- Pets: because our dog has arthritis and a thyroid condition - we bought her expensive arthritis chews (but they work, and she's worth it). Also she had her bloodwork redone so that we could adjust her thyroid meds. $34 over
- Doctors: because we paid the hospital (two separate bills) for F's ER visit in January (when she had hives). And my many visits to doctors, acupuncturist, naprapathist to get over pneumonia. I am almost well! $132 over
- Drugs: I had to get another inhaler which I am still using once a day in my recovery from pneumonia. $22 over.

But... we are also building up other categories.
- Now have $300 in house repairs.
- Leftover in Dining/Groceries is about $175!
- $750 in auto servicing; I need a service soon, so that's good
- $300 in karate
- $224 in dentist (not sure we will need this with our amazing dental plan but we're keeping it in case a filling or something needs to be replaced)
- lots of other categories with money building up for once a year expenses

We also have $1250 in Camp, but F is not really interested in camp this summer. She'll probably do one camp (soccer of course) and then we'll be gone for 3 weeks overseas. That's 4 weeks. And she can help me out in the office. And we'll go to the pool (there is enough money to pay for our pool membership accrued in that category already).

Posted in Frugal Food, Frugal Living | 2 Comments »

2 Responses to “Building up Reserves”

  1. rob62521 Says:
    February 28th, 2018 at 10:46 pm 1519858011
    1519858011

    I sometimes feel guilty spending money even on things that are necessary like an inhaler or medicine.

  2. Buendia Says:
    February 28th, 2018 at 11:00 pm 1519858833
    1519858833

    Rob62521 - I sometimes feel guilty spending on necessities, too! It's crazy, isn't it? But once you are in a frugal mindset... But I don't feel bad if it's for my daughter or husband, just if it's for me!! Now that our finances are in good shape (house paid off, D has a great job), I still have the same habits I had before.

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