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No Unplanned Spending

January 5th, 2016 at 11:20 pm

I can't say we're having a "no-spend" month, but definitely a "no unplanned spending" month.

That means:
- no dining out this month (to pad up the dining budget for the trip to Phoenix, but also to put the rest toward the mortgage)
- no buying snacks or coffees (except I do have a starbucks voucher that someone gave me at Christmas, so I could use that if I wanted something)
- no lunches out (even office lunches)
- no silly toys (it was just Christmas!)
- no clothes
- no items for our home or home improvement projects

We have planned for this month:
- one cross country ski visit
- bag to store xmas tree
- mittens and a balaclava for F

We've already paid for our plane tickets to Phoenix in February, and have reserved the hotel.

Dinner tonight is posole that is cooking in the crockpot right now. It's basketball practice, so not a good night for anything elaborate. Posole is soooo good! Have you ever had it?

F is upstairs doing her homework. Sometimes I wonder if she notices our frugality compared to her friends' families. Everyone was talking about what they got for Christmas this morning at school (it was the first day back). One boy was in Aspen for a week. Another went to NYC and got an entire mountain biking set-up. Most of her friends go downhill skiing. (A full-day lift ticket for a child is $52 and $75 for an adult - not in our budget!). She's ten, and this is the age I remember starting to notice that some kids had huge houses, but she never talks to me about it.

5 Responses to “No Unplanned Spending”

  1. FrugalTexan75 Says:

    I'm doing well so far with not spending. Other than bills and groceries (not junk food) I haven't spent anything.

    I don't think I've ever had posole - will have to look it up.

  2. VS_ozgirl Says:

    It should be pretty easy to accomplish a low spend month after the excess that December usually brings. Good luck!

  3. pjmama Says:

    I'm with you on the no unplanned spending month! Looked up Posole, and it looks delicious! I'm definitely going to give it a try here soon!

  4. snafu Says:

    You might think up some pleasant retorts for D should schoolmates begin pejorative texting. Since D attends a private school, she may only be lightly targeted as 'different.' The youngsters in public school are vicious in their ridicule on social media. It's a huge problem for teachers and parents.

  5. greenleaf Says:

    I remember at that age my mother starting to explain the idea of financial priorities being different in different families- "We don't buy new cars because we'd rather put that money in a savings account so you can go to college in the future," etc.

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