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Transferring Money from Ireland

July 8th, 2015 at 01:53 am

We've been trying for several days to bring money from our Irish account to the US. Now that we don't have to make mortgage payments on our Irish house anymore, we decided to use some of the rent money we receive for the house to pay down principal on our US house (about $400 a month).

TransferWise seemed to be our best option because we don't have to pay ATM fees and the fee they do charge is really small. They give you a good interest rate, too.

There were a couple of options on TransferWise, but because our Irish bank charges for transfers to other banks, we decided to go with their debit card option. It didn't work, so D called the Irish bank, and they said it needed to be used at an actual ATM first.

There's a bank in town that doesn't charge a fee (although our Irish bank does, ugh). So we took out $80 and tried TransferWise again.

It still didn't work. So D called the Irish bank, and they said that we could only take out 300 euro at a time using the debit card.

D tried taking out only 300 euro, and it worked! So now we have a way to get that money out of Ireland and into our US account. It should show up on Thursday.

D took the $80 from the ATM to the bank to pay down principal today on our US mortgage.

This month's mortgage principal so far:
- $150 budgeted
- $80 reimbursement for coach hosting
- $90 gym payment
- $80 from Irish house
- more to come!

4 Responses to “Transferring Money from Ireland”

  1. creditcardfree Says:
    1436359788

    Nice work paying down the mortgage!

  2. SecretarySaving Says:
    1436385806

    Could you call your bank here and have them get a wire from your bank in Ireland? Very wise to pay down that mortgage!

  3. Buendia Says:
    1436388770

    Our bank in Ireland charges a lot for a wire transfer... TransferWise helps us avoid that fee... it looks like it's going to work thankfully!

  4. FrugalTexan75 Says:
    1436407343

    What a great work around!

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