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Home > Another Snowflake, Meal Plan, One Mortgage Paid Off!!

Another Snowflake, Meal Plan, One Mortgage Paid Off!!

June 29th, 2015 at 11:13 pm

Made $10 selling some books on craigslist, and I took that over to the bank to pay down principal right away. So we've paid down $252 this month to principal. And I have an $80 check that just came in the mail (reimbursement for hosting our coach). Since we were happy to host her from our regular budget, that will go to mortgage principal as well.

Our meal plan this week is:
chili with avocado, chips, sour cream
fish with courgettes and red pepper
risotto with peas and sundried tomatoes and goat cheese
tostadas
big salad with garlic bread
pasta with red sauce
baked potatoes and broccoli

That kept our grocery budget down since we already had a lot of the ingredients.

And finally... the BIG NEWS: we made the final payment on our house in Dublin, so we now officially own it! I am hounding D to make sure we don't somehow make an auto-payment or pay the life insurance policy we no longer need. We can now take money out of the rent we receive for that house to pay down the mortgage on our US house.

I of course have been playing with the mortgage pay-down spreadsheet to see how this will affect how long it will take us to finally own this house. Just a few more years...

And I found out today that my close friend and her husband just took his bonus and paid their house off. It was a big bonus, I guess! She said they discussed it and (like us) decided they didn't want to fritter it away or spend it on something they didn't need. He's already contributing to their 401k. Their daughter goes to the same private school ours does, and will most likely go to the same high school. This is probably why we hang out with these friends the most! We prefer bbq potlucks to expensive restaurants and paying our houses off instead of new cars!

Posted in Frugal Living | 8 Comments »

8 Responses to “Another Snowflake, Meal Plan, One Mortgage Paid Off!!”

  1. creditcardfree Says:
    June 29th, 2015 at 11:49 pm 1435621779
    1435621779

    Congrats on a mortgage paid off! I like that yours is paid in full, but you still own it! Smile

  2. VS_ozgirl Says:
    June 29th, 2015 at 11:51 pm 1435621904
    1435621904

    Congratulations! Wonderful news Smile

  3. FrugalTexan75 Says:
    June 30th, 2015 at 12:14 am 1435623263
    1435623263

    Sounds like you have some like minded friends!

  4. rob62521 Says:
    June 30th, 2015 at 12:20 am 1435623618
    1435623618

    Awesome news on the mortgage! Congrats!

  5. Mrs. Frugalista Says:
    June 30th, 2015 at 01:21 am 1435627265
    1435627265

    Congrats to you!!! It's definitely a very personal choice but in my opinion most liberating.

  6. CB in the City Says:
    June 30th, 2015 at 12:18 pm 1435666691
    1435666691

    Wow, that's great! A house in Dublin sounds so nice!

  7. Buendia Says:
    June 30th, 2015 at 02:11 pm 1435673460
    1435673460

    It's not that glamorous, unfortunately, CB... when we got married, we each had a house, so we had two mortgages to pay. We lived in the Dublin house when we lived in Dublin (and rented out the US house to cover the mortgage) and when we moved back to Dublin, we did the reverse. So someone lives in the Dublin house (he is a friend of ours so that's nice!). It's the largest chunk of our retirement money, and at least now it's making money each month, right? We still need to figure out if/when to sell it and what to do with the money if we ever do sell (another house elsewhere, stocks, ?).

  8. scottish girl Says:
    June 30th, 2015 at 03:23 pm 1435677828
    1435677828

    A house in Dublin Smile That's great. I love the Irish accent

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