We have enough in the EF to cover unexpected expenses, but I am trying to pay back the EF.

The accounting right now is that I've used the EF to pay for:
1442 for new stucco
444 for medical

We'll see how it goes, but I am figuring we can pay both of these categories back over the next few months.

In the meantime, our budget is working out well. I just split our personal articles floater (21/month) off of our auto insurance (108/month) to track things better. I know that the personal articles needs to build up and is paid in January, and the auto is paid monthly, so they're a little different. Even though it may be easier to lump things together in some ways, it helps me to have things divided up as much as possible.

By doing this I realized that I had too much saved up in the insurance category (more than I need to build up enough for the yearly personal articles payment). So I have an extra $75 to pay back the EF.

All the camp payments for this summer have been made now, too, so the camp category is building back up for next year.

And I just took a $10 craigslist payment to the bank to pay down the mortgage principal, so we're now at $53,158.