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Net Worth

June 29th, 2014 at 05:22 pm

I calculate our net worth every three months, just to see how we're doing. We're now at $1,072,306 (up from $1,023,088 last quarter)! Yay! (This is mostly our two houses... one will be paid off next summer and the other - the one we live in - will be paid off in 2020 at the latest but I'm hoping it's sooner).

The Dublin house has only $7000 left on the mortgage, and the value is going up, but we will pay a lot of taxes when we sell which is a bummer. So I probably should have put that in the liabilities column.

It seems odd that our net worth is good, and I'm super happy about it, but I only have $68 to spend on groceries for this week. Argh! And we are having people from D's work over for dinner tonight. I am making a nice pasta dish (with sundried tomatoes and white wine - already have both - and rocket/arugula - also have - and shrimp - have about half what we need).

3 Responses to “Net Worth”

  1. snafu Says:
    1404064567

    Increasing house value is wonderful but it messes with the practical day-to-day bottom line. In calculating your net worth each quarter or when you prefer, would you be happy running the numbers, subtotalling and then adding the two houses value at the end for your grand total? Would that help identifying categories that might benefit from adjustments?

    When you have company for dinner can you draw from an entertainment category since it increases food costs?

  2. rob62521 Says:
    1404068410

    Sometimes being good on paper isn't as good as having the cash in hand, but it is good, nonetheless. You are smart with your meal planning. Hope the meal went great!

  3. Buendia Says:
    1404077617

    That's a great idea - we have $45 left in entertainment. I went over on groceries this month but it was because we had that soccer coach staying with us...

    I may add the houses in at the end... I have subcategories so I can see how the value of the other investments goes up... The second house is a big chunk of our retirement savings, though... we rent it out for income now (that we use to pay down the mortgage of the house we live in).

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