Last year I paid $3236 for professional liability insurance. I wonder what it'll be this year...

It's not optional for me (my clients require an insurance certificate), so I just have to pay it, but it's pretty frustrating given the state of the economy for architects. Our fees go down, but it doesn't seem like the insurance premium ever goes down.

Anyway, you know how I am about tracking things... I track my incoming money (for the business which is an S-corp) and also the percentage of gross billing for different types of projects (fire station, work for homeowner's associations, offices, schools, etc.) and for different types of clients. Turns out in 2013, 88% of my fees were from local governments. Ninety-two percent of my fees were from repeat clients. I need all of this info in order to fill out the renewal application.

And more information... it's a long form. I am going to fill it out tomorrow and scan/send back to my insurance agent on Monday. Hopefully given how much (how little!) I made in 2012 and 2013, the premium won't go up. Fingers crossed.