A place for me to record my thoughts as I save time, live frugally and stay organized.
I am a 51-year-old architect, and I live in New Mexico with my husband D, daughter F, a big white dog, a big white cat and a parakeet. I really do track our toilet paper usage (and how often I buy dental floss, and our grocery bills and a lot of other things, too). Obsessively.
- Retirement - increase from $780/month to our IRAs to $800 per month and put in more if possible to reach the max. limits for Roths ($5500 for D and $6500 for me)
- Mortgage (our only debt) - Hope to ELIMINATE the mortgage this year.
Owed at the beginning of 2015: $64,601
Owed at the beginning of 2016: $43,109
Owed at the beginning of 2017: $18,029
Now owe: $0 - DONE!!!!!!
- Car Savings - continue putting in $150 per month (automatic withdrawal)