I bought Turbo Tax yesterday and started plugging things in (even though I can't finish our taxes because I haven't gotten all of our tax forms; I still know the amounts).

Now I'm slightly depressed because it appears we didn't withhold enough (Federal Withholding) from our paychecks. At least I think that's what's going on. I put in my W2 info and there was a big refund. Then I put in D's W2 info and we owed money. So I took out my W2 info, and it was a refund again. Then put it back in and we owed. Which says to me: we withheld enough if just one of us was earning, but since we earn very close to the same amount, we need to withhold about $30 more federal and about $12 more state per pay period.

I've adjusted my payroll for February (too lazy to do this for the last half of January). And now I make about $100 less a month. So... that's not good, right? I've also adjusted my monthly business distribution to give ourselves back the $100, but this feels like I'm not really facing the problem.

Next year is going to be more challenging since we will own our house in Dublin outright (although it seems like mortgage interest at this point is a very small deduction off the Dublin house rents received). Also D is making more, but I'm not sure his W2 will reflect that since he 6% of each paycheck will come out before taxes for the employee savings plan (it's matched).

I am definitely going to do a 2015 Trial on Turbo Tax, but I am wondering if I also need to finally have an accountant do our taxes.